Westgate Pre-Registration

Thank you for your interest in our luxury accommodations through the Westgate Resorts. We know you will be please with your choice of resort and you will enjoy your stay.

This page is to let you know the information you supplied will help in your pre-registration for one of the luxury resorts you pick. All you have to do is to Call 1-800-292-7218 and tell them Reference #9005275414 for further details. Unless you indicated to us for additional information in the comments section of the pre-registration form, you will be dealing directly with Westgate Resorts.

We again would like to thank you and wish you a wonderful vacation.

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WARNING!

(ARM) Adjustable Rate Mortgage Holders!

New credit reporting criteria!

A new credit-scoring system that rates borrowers based on the type of mortgage they have could cause people with adjustable mortgages to pay higher interest rates on everything from credit cards to car loans.

Some financial experts, however, say this system bears a close resemblance to so-called universal default, which allows a credit card company to raise a customer's interest rate if he makes a late payment with another creditor.

"This is pretty much going to be all that credit card companies, student loan companies, auto lenders and other banks need to charge customers higher rates solely based on the kind of mortgages they have," said Lynnette Khalfani, a former reporter for t e Wall Street Journal and CNBC, and author of "Zero Debt." "Folks who were teased and seduced to sign up for ARMs just two years ago are paying for that decision in ways they never imagined," Mrs. Khalfani said. "You could never fathom it would cause higher rates on credit cards and higher payments too. That smacks of unfairness to the consumer." Not everyone with ARMs is struggling to make ends meet.