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ACT 112
Outer Banks, NC
Glossary

Maintenance Tips/Reminders

  Tips and Reminders for yearly maintenance for your Real Estate.

 

 

 

January...

__Clean furnace & humidifier filters.
__Maintenance drain hot water tank.
__Check & adjust humidity level in house.
__Check window condensation.
__Check/ recharge fire extinguishers.
__Test window locks for fire escape route.
__Test/replace carbon monoxide
batteries.
__Test/replace smoke detector batteries.

 

February...

__Deep clean or steam carpeting.
__Check hardwood floors for cracking.
__Check ceramic & lino floor caulking & grout.
__Check kitchen & bath caulking & grout.
__Check bath exhaust fan & vent.
__Clean garbage disposal (use whole lemon/ice cubes).
__Check central vac vents & canister filter.
__Clear exterior vent of snow & debris.

March...

__Clean furnace & humidifier filters.
__Check drain for clogs.
__Check walls & ceiling for cracks & repair.
__Check operation of sump pump.
__Check windows & screens for any needed repairs.
__Take down Christmas lights ???
April...

__Check/clean air conditioner and filters.
__Check basement walls & floor for moisture
__Check roof shingles & flashings.
__Inspect for insects & rodents.
__Check & repair any exhaust fans.
__Phone Utilities to trim trees off electrical lines.
__Check & update First Aid kit.
May...

__Clear all exterior vents of debris.
__Clear debris from window wells.
__Clean gutters & downspouts.
__Check gutter water flow away from foundation.
__Clean & wash house exterior.
__Clean & wash exterior window glass & drain holes.
__Prepare gardens & fertilize lawn.
__Repair fence, deck & siding.
June...

__Clean & maintain barbecue.
__Paint/stain exterior of house, fence & decks.
__Check stairs & hand rails for sturdiness & reliability.
__Clean & seal exterior natural stone/slate.
__Inspect washing machine water hoses (replace every 5 years).
__Inspect/clean dryer venting to exterior.
__Inspect dishwasher for leaks.
__Clean & maintain appliances.

July...

__Check Fire extinguishers.
__Air out damp crawl spaces & basements.
__Lubricate squeaky hinges etc.
__Lubricate & maintain overhead garage door
__Clean & adjust ceiling fan paddles.
__Review home security system.

Enjoy your summer break!
 

August...

__Review electrical system.
__Label main panel breakers.
__Check door bell.
__Check exterior lighting.
__Check GFI plugs.
__List & stock needed household light bulbs.
__Schedule furnace & air duct cleaning.
__Sort hazardous waste-dispose of at any Fire hall.

September...

__Inspect chimney flues & caps for nests & obstructions.
__Clean fireplace flues.
__Call Gas Company for FREE furnace inspection.
__Test existing or install new programmable thermostat.
__Trim away branches that overhang chimney.
__Clean window wells of debris.
__Check that grading runs away from foundation wall.
__Clean/repair & store away garden equipment.
__Sort & store items, that may be damaged from freezing.
__Fertilize lawn.

October...

__Clean furnace & humidifier filters.
__Drain outside water & irrigation lines.
__Disconnect, drain & store water hose.
__Check window & door weather stripping.
__Caulk & seal exterior of house.
__Caulk & seal exterior concrete.
__Winterize plants & landscaping.
__Plant, move or trim (most) trees and shrubs.

November...

__Clean furnace filters.
__Clean & maintain humidifier.
__Check water heater operation & maintain.
__Clean range hood filter.
__Adjust air register grills for balanced air flow.

 

December...

__Put up the Christmas lights!!!
__Clean furnace & humidifier filters.
__Check for frost buildup (sign of moisture) in attic.
__Check gutters & downspouts for formation of ice dams.
__Check snow on roof.
__Clean furnace air filters.

*HAPPY HOLIDAYS & SEASONS GREETINGS*

 


 


 







 


WARNING!

(ARM) Adjustable Rate Mortgage Holders!

New credit reporting criteria!

A new credit-scoring system that rates borrowers based on the type of mortgage they have could cause people with adjustable mortgages to pay higher interest rates on everything from credit cards to car loans.

Some financial experts, however, say this system bears a close resemblance to so-called universal default, which allows a credit card company to raise a customer's interest rate if he makes a late payment with another creditor.

"This is pretty much going to be all that credit card companies, student loan companies, auto lenders and other banks need to charge customers higher rates solely based on the kind of mortgages they have," said Lynnette Khalfani, a former reporter for t e Wall Street Journal and CNBC, and author of "Zero Debt." "Folks who were teased and seduced to sign up for ARMs just two years ago are paying for that decision in ways they never imagined," Mrs. Khalfani said. "You could never fathom it would cause higher rates on credit cards and higher payments too. That smacks of unfairness to the consumer." Not everyone with ARMs is struggling to make ends meet.

 READ MORE...

 

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