Comments

What people are saying about us!

Dear Bill:

You did an appraisal for us this past spring. (Remember working out in the pouring rain and we needed it yesterday)? We were appealing our property assessment. Well, just wanted to let you know it was well worth the cost of the appraisal.

Our property assessment over the last year shot up 23% for no apparent reason. You appraised our home at fair market value & guess what? Because we had a certified appraisal, we were able to expedite the appeal process. We just sent your appraisal along with a request form downloaded from the Internet. We waited for months and finally we received the news that they agreed with your evaluation. We didn't even have to go to a hearing!

Our property taxes are now figured on what our home is actually worth and not an inflated value. I just received refund checks from our local municipality, school and county for a lot. How great to get money back!!

Thought you would like to know that your work was appreciated & we are very happy customers.

Sincerely,
Sharon & Larry

Bill:

Thanks for your good work. I was able to retrieve the appraisal this morning.

Dan

Your webpage is very informative. I found you about a year too late.

Sandy

Thanks very much for the appraisal. I have reviewed and am very pleased with your appraisal of the property.

Thanks again for all your hard work - I realize how hard this one was for you and really appreciate it.

T. P.

WARNING!

HVCC & YOU!

On May 1, 2009 the HVCC was initiated throughout the Country on every mortgage transaction that involves an appraisal that is sold to Fannie Mae and Freddie Mac. This involves all conventional loans which prior to the present meltdown was approximately 70% of all lending. With the banking system crippled, conventional loans seized up and nearly came to a halt. Presently, the conventional mortgage market is still trying to get back on its feet albeit very slowly and cautiously. Then there is the HVCC.

The HVCC came about due to pressure put on an appraisal management company called eAppraiseIT by a large mortgage lender Washington Mutual in the State of New York. The Attorney General of New York created the HVCC. To stay out of litigation (even though not directly involved), the appellant in the case (The State of New York) arranged to have Fannie Mae (FNMA) sign an agreement that all loans placed through FNMA & Freddie Mac would have to adhere to this new HVCC.

“We knew this was causing extreme hardship to the industry, but we didn’t expect to get thousands of horror stories from would-be homebuyers whose dreams have been dashed by this well-intended, but misguided policy. Every day thousands of people are getting the rug yanked out from under them in their quest to become homeowners because of HVCC. You only need to go to our petition website to read the stories for yourself,” said Kearns.