Comments

What people are saying about us!

Dear Bill:

You did an appraisal for us this past spring. (Remember working out in the pouring rain and we needed it yesterday)? We were appealing our property assessment. Well, just wanted to let you know it was well worth the cost of the appraisal.

Our property assessment over the last year shot up 23% for no apparent reason. You appraised our home at fair market value & guess what? Because we had a certified appraisal, we were able to expedite the appeal process. We just sent your appraisal along with a request form downloaded from the Internet. We waited for months and finally we received the news that they agreed with your evaluation. We didn't even have to go to a hearing!

Our property taxes are now figured on what our home is actually worth and not an inflated value. I just received refund checks from our local municipality, school and county for a lot. How great to get money back!!

Thought you would like to know that your work was appreciated & we are very happy customers.

Sincerely,
Sharon & Larry

Bill:

Thanks for your good work. I was able to retrieve the appraisal this morning.

Dan

Your webpage is very informative. I found you about a year too late.

Sandy

Thanks very much for the appraisal. I have reviewed and am very pleased with your appraisal of the property.

Thanks again for all your hard work - I realize how hard this one was for you and really appreciate it.

T. P.

WARNING!

(ARM) Adjustable Rate Mortgage Holders!

New credit reporting criteria!

A new credit-scoring system that rates borrowers based on the type of mortgage they have could cause people with adjustable mortgages to pay higher interest rates on everything from credit cards to car loans.

Some financial experts, however, say this system bears a close resemblance to so-called universal default, which allows a credit card company to raise a customer's interest rate if he makes a late payment with another creditor.

"This is pretty much going to be all that credit card companies, student loan companies, auto lenders and other banks need to charge customers higher rates solely based on the kind of mortgages they have," said Lynnette Khalfani, a former reporter for t e Wall Street Journal and CNBC, and author of "Zero Debt." "Folks who were teased and seduced to sign up for ARMs just two years ago are paying for that decision in ways they never imagined," Mrs. Khalfani said. "You could never fathom it would cause higher rates on credit cards and higher payments too. That smacks of unfairness to the consumer." Not everyone with ARMs is struggling to make ends meet.